The Physical Damage Program provides payment for replacement parts, service repairs and transportation to our local facility if your Cat equipment is damaged due to rollover, theft vandalism, collision or fire. Coverage is also available for damage caused by floods, tornadoes, earthquakes and other acts of nature. In addition, insurance is available for equipment that you own.

Here’s why you should consider the Physical Damage Program:

  • The broadest equipment valuation clause in the industry. If your equipment is a total loss and is financed, Cat Insurance will pay off the loan, even if the equipment value is less than the loan.
  • Rental Reinbursement provides you with up to $2,500 ($5,000 Fleet Program) to pay for rental equipment needed while you damaged equipment is being repaired. 
  • We pay the transportation cost for up to 250 miles each way to get your damaged equipment in the shop. 
  • The program is genuine Caterpillar. Caterpillar’s Insurance’s affiliations with the world’s largest insurance carries provides you access to come of the most comprehensive coverage in the business – at competitive rates. 

Click here to view a Physical Damage Program brochure.

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